Best health insurance company in 2022

What is the
for an 8-year-old? 2022



If you’re in the market for health insurance but don’t know where to start, it can be pretty overwhelming—especially if you’re just looking to purchase health insurance coverage for your child (if you are under the age of 26, you can stay on your parents’ insurance plan). With all of the different companies offering affordable and comprehensive plans, how do you decide which one is best? Luckily, we’ve done the research and found four of the best health insurance companies available today to help you make an informed decision.


The Best Health Insurance Companies

Choosing a healthcare plan isn’t always an easy decision. There are so many options available and factors to consider, including your budget, where you live, your family’s medical history, and whether or not you have pre-existing conditions. While there’s no one-size-fits-all plan out there, we ranked which companies consumers were happiest in 2017. Read on to learn how we made our picks, along with what other people who purchased these plans had to say about them.


Reasons for Good Health Care, Inc.

Based in Fair Lawn, NJ, and serving all of New Jersey, Reasons for Good Health Care provides insurance quotes for children through age 18. If you’re looking to enroll your child in one of our affordable health plans, please give us a call at (888) 773-4270 or fill out our contact form. Our agents are available 24/7 to answer any questions you may have regarding your child’s future medical care. We’ll work with you to make sure your family is protected!


1) Excellent Customer Service

One of their most popular products is called Blue Priority and it’s available only to members who purchase Silver, Gold, or Platinum policies. When you call their toll-free number and reach an operator, you won’t be waiting long before your call is answered by one of their top-rated customer service representatives. You can even set up free account alerts to ensure you never miss an important payment again. The process takes less than 10 minutes to complete which means you can enroll in minutes as well.


2) Easy-to-Use Website

Health insurance can be complicated and confusing, but what if it didn’t have to be? Some companies are trying to tackle that problem with easy-to-use websites that make understanding your options easier. One such site is health insurance. It starts by asking basic questions about your medical history, and then asks you whether you smoke, before moving on to drug usage and other questions.


3) Competitive Pricing

Health insurance in Texas can be quite expensive, especially if you have a large family. That’s why it’s important to shop around and get quotes from at least five different companies. One thing to note is that most plans don’t accept pre-existing conditions, so always make sure you find out what those are before applying! And remember: if your child ends up needing expensive medical care, it might make sense to choose a plan with lower premiums but higher deductibles.


4) Great Coverage Options

The most important thing to look for in your child’s coverage is whether they have good hospitalization benefits. If they don’t, you can apply to have them covered under your plan (if they are not already), but they will be on a family policy, so you may end up paying more. You should check what else comes with your coverage too, like outpatient and dental benefits. There might be other things that you feel you really need or want to be included, so look around and compare policies carefully.


5) Extra Services and Tools

Most health insurance providers offer access to additional tools and services. The following are additional features that could benefit you: dental and vision coverage, reimbursement accounts, flexible spending account (FSA), prescription discounts, etc. It’s important to note that some of these services can be added later on at an extra cost while others are only available when purchasing coverage during initial enrollment periods. For example, my employer provides access to vision care once I’ve enrolled in their program.


6) Convenient Billing Options

While there are many reasons to enroll in one plan over another, I find that one of the most convenient things about an HMO (Health Maintenance Organization) style plan is that you can make all of your doctors’ appointments in-house. You don’t have to worry about notifying different medical offices and scheduling around multiple physicians. Instead, it’s all taken care of through your primary doctor. It makes my life much easier!